Use case of the Particeep API to market financial services online
The Particeep API is made up of turnkey banking and insurance microservices.
These micro-services allow online distribution of your financial products and services.
To discover the Particeep API: API documentation
What are the use cases of the Particeep API?
- Opening an online bank account,
- The main functionalities,
- Strong authentication via SMS code,
- Corporate officer verification,
- Identity verification via the IDcheck service,
- Customer scoring,
- Dematerialized customer knowledge,
- Access to an account opening offer,
- Online signing of the account agreement,
- Provision of means of payment (bank card, RIB) via API of the banking provider,
- Access to the customer area (banking extranet) for account monitoring.
Purchase and sale of financial products
The main functionalities:
- Strong authentication via SMS,
- Customer scoring,
- Dematerialized customer knowledge,
- Entry of means of payment (cb, iban),
- Access to financial products and their characteristics (risk, price evolution, number of units available),
- Purchase and sale of the financial product,
- Signature of the subscription form to confirm the transaction,
- Monitoring of operations and associated performance.
Dematerialized customer knowledge for online financing with agreement in principle in real time
The main functionalities:
- Identification of the company via its SIREN,
- Retrieving company data from the Companies House API,
- Dematerialized customer knowledge,
- Automation of checkpoints on customer data and verification of consistency with DataInfogreffe information,
- Real-time identity verification via IDcheck (AriadNext service),
- Company scoring via the Score and decision solution,
- Integration of eligibility rules for granting of capital or debt financing by referenced financial partners,
- Proposal of a selection of financial partners and their offers,
- Choice of the best offer by the customer,
- Sending customer data to the financial partner for finalization of the financing transaction,
- Possibility for the financial partner to make API requests in order to retrieve customer data.
Online credit
The main features:
- Authentication via SMS code,
- Verification of the corporate officer,
- Identity verification,
- Customer scoring,
- Dematerialized customer knowledge,
- Access to the personalized commercial proposal linked to the credit offer (deadlines, etc.),
- Online signing of the loan agreement.
Online insurance
The main functionalities:
- Strong authentication via SMS code,
- Dematerialized customer knowledge,
- Client eligibility check,
- The calculation of the insurance premium,
- Online signing of the contract,
- Automated premium payment via Bank Card, iban, sepa.
For any questions, contact our team at support@particeep.com