Use case of the Particeep API to market financial services online

The Particeep API is made up of turnkey banking and insurance microservices.

These micro-services allow online distribution of your financial products and services.

To discover the Particeep API: API documentation

What are the use cases of the Particeep API?

  • Opening an online bank account,
  • The main functionalities,
  • Strong authentication via SMS code,
  • Corporate officer verification,
  • Identity verification via the IDcheck service,
  • Customer scoring,
  • Dematerialized customer knowledge,
  • Access to an account opening offer,
  • Online signing of the account agreement,
  • Provision of means of payment (bank card, RIB) via API of the banking provider,
  • Access to the customer area (banking extranet) for account monitoring.

Purchase and sale of financial products

The main functionalities:

  • Strong authentication via SMS,
  • Customer scoring,
  • Dematerialized customer knowledge,
  • Entry of means of payment (cb, iban),
  • Access to financial products and their characteristics (risk, price evolution, number of units available),
  • Purchase and sale of the financial product,
  • Signature of the subscription form to confirm the transaction,
  • Monitoring of operations and associated performance.

Dematerialized customer knowledge for online financing with agreement in principle in real time

The main functionalities:

  • Identification of the company via its SIREN,
  • Retrieving company data from the Companies House API,
  • Dematerialized customer knowledge,
  • Automation of checkpoints on customer data and verification of consistency with DataInfogreffe information,
  • Real-time identity verification via IDcheck (AriadNext service),
  • Company scoring via the Score and decision solution,
  • Integration of eligibility rules for granting of capital or debt financing by referenced financial partners,
  • Proposal of a selection of financial partners and their offers,
  • Choice of the best offer by the customer,
  • Sending customer data to the financial partner for finalization of the financing transaction,
  • Possibility for the financial partner to make API requests in order to retrieve customer data.

Online credit

The main features:

  • Authentication via SMS code,
  • Verification of the corporate officer,
  • Identity verification,
  • Customer scoring,
  • Dematerialized customer knowledge,
  • Access to the personalized commercial proposal linked to the credit offer (deadlines, etc.),
  • Online signing of the loan agreement.

Online insurance

The main functionalities:

  • Strong authentication via SMS code,
  • Dematerialized customer knowledge,
  • Client eligibility check,
  • The calculation of the insurance premium,
  • Online signing of the contract,
  • Automated premium payment via Bank Card, iban, sepa.
For any questions, contact our team at support@particeep.com

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