Create a bond securities transaction
To create a loan operation, in your administrator area:
Go to the Products tab then click on the Create button.
Enter the name of the operation, choose the Loan - obligation option then click on the Confirm button.
You will be automatically redirected to an operation creation tunnel.
Description of the operation
- Details of the operation (Name of the operation, category, short description, address of the operation, ...)
- Financial description
- Public and / or private description
⚠ Bond title therefore obligation to inform the price of the unit.
Details of the operation
- Amount of the transaction
- End date of the operation: after this date, it will no longer be possible to invest in the operation
- Duration in Months
- Rate (%): the annual interest rate
- Start date of reimbursement: date of the first reimbursement; it must be set after the end of the operation)
It is advisable to set a sufficient period of time between the end date of the operation and that of the start of repayment (at least one month) to anticipate an extension of the duration of the operation)
- Redemption type: for a bond security, you must select constant coupon type
- No bond (Euros): no investment
- Score: allows you to enter the risk profile of the operation
- Repayment frequency: interval between two repayments
- Deferral period: ⚠ parameter not used for a bond security
The limits on the operation:
- Minimum amount (Euros): Mandatory field greater than 1 €, it must be greater than the price of the bond and must be a multiple of the price of the bond
- Maximum amount (Euros): the investor cannot exceed this limit).
- Operation risk profile: specific to your internal risk assessment on the operation
- Maximum total amount: This field allows you to set an investment limit for investors.
You can also:
- Fill in the information related to the risks, costs and payment terms.
- Put the operation in a club deal
- Apply a specific investment path via a form
- Involve distribution partners in the operation
Example of timeline
- Example of a schedule for a loan of 1000 €
- Repayment start date 01/15/2021
- Repayment frequency (in months) = 1
- Repayment start date: 01/15/2022
