Create a loan transaction

To create a loan operation, in your administrator area:

• Go to the Products tab then click on the Create
• Enter the name of the operation, choose the Loan - obligation option then click on the Confirm button.

You will be automatically redirected to a tunnel for creating the operation in stages.

Description of the operation

• Details of the operation (Name of the operation, category, short description, address of the operation, ...),
• Financial description,
• Public and/or private description.

Fill in the details of the operation

• Amount of the transaction (mandatory field),
• End date of the operation: When this date is reached, the investor will no longer be able to invest in the operation),
• Duration in Months,
• Rate (%) (mandatory field - annual rate),
• Start date of reimbursement.

The date on which the first annuity is paid, it must be set after the end of the operation. It is advisable to set a sufficient period of time between the end date of the operation and the start of repayment (at least one month)

• Type of reimbursement: three types of reimbursement are possible:
  • Constant repayment: on each of the repayment dates, the annuity (Principal + Interest - Taxes) will be the same,
  • Infine reimbursement: reimbursement in a single flow,
• Constant coupon: on each of the repayment dates interest is paid, all the capital is repaid on the last date,
• Repayment frequency (in months): Time interval between 2 repayments),
• No investment (Euros),
• Deferred period (in months): Deferred repayment is only valid for the constant repayment method. It is a question of deferring a certain number of months the reimbursement.

The limits on the operation

• Minimum amount (Euros): Mandatory field, it must be 1 €,
• Maximum amount (Euros): the investor cannot exceed this limit, Risk profile of the operation: specific to your risk measurement grid, Maximum total amount: This field allows you to set a limit for collecting subscriptions to investors.

For example, when the amount to be collected is € 100 and the amount already committed is € 90, if you set a limit of € 91, the investor cannot exceed the limit.

Other information

You can also fill in the related information:

• At risk,
• Fresh,
• Payment terms.

Once these 2 steps are completed, you will be able to launch the operation.

The tunnel also offers you the possibility of:

• Put the operation in a club deal
• Manage documents
• Attach an investment path in stages via a form
• Add distribution partners to the operation.